How We’ve Had a Debt-Free Vacation 


It is time for vacations all around! Summertime just screams vacation, doesn’t it? We once thought we would start taking our vacation time in January, due to the nature of our jobs. That was quite a difficult adjustment to my way of thinking. You go from having all this extra time at Christmas with family and friends, relaxing, shopping, eating, paid vacation days for Christmas and New Years…and a couple weeks later you’re supposed to take your vacation for the whole year? Additionally I grew up taking family and/or church trips just about every summer. Again, summertime screams vacation!

Last year we decided we would go to Ohio for Jesse’s grandparents’ 60th wedding anniversary. More details on that to come. Suffice it to say, this trip to the Cleveland area was absolutely worth the saving and scheduling in order to celebrate such an occasion and to be with family that we so rarely see.

I’m not saying that this is a savings plan to follow in order to get to an incredible international or far away destination vacation. This was a more simple vacation, but we still made it across the country for a little over a week and have relaxed and enjoyed our time without going into debt. Some basic ways we accomplished that include:

We made the savings of the plane ticket cost a line item in our budget for months. This is the most obvious and worthy way of not going into debt (the rest are mostly practical ways of keeping costs low). Each month, we would save a particular amount because we budgeted to “pay ourselves.” Instead of looking at it as if we had saved $200 in a month or two for just anything, we knew we had that money specifically for the time to pay for our flights, and in our budget, it looked as if it were already spent. (More on why a budget is important here and how to keep track of a budget here.)

We are lodging with family. Though we might stay a night in a hotel (and have saved to do such a thing), we are with family for about 7 nights. That most certainly adds up into major savings for us!

We have not had to rent a car because we have had so many different people to ride around with, as well as an extra car available should we need it. We might rent a car for a day or two, but ride sharing has still kept our cost down tremendously.

We have rarely had to pay for food. We have eaten out and can afford to eat out more, but for the most part, we’ve been eating together as a family at home, and we prefer home-cooked food anyway!

We packed a lot of snacks for the plane ride; this particularly came in handy for our 7 hour layover through the night.

We don’t need any souvenirs. Since this isn’t a “destination vacation,” we don’t really feel compelled to buy a bunch of mementos of our trip.

Of course, vacations to see family are not always possible or practical, but when or if we can work it out, it can certainly result in great savings as well as great memories! If you’re looking for some easy ways to relax this summer without spending any money, here are some ideas.

Photo credit: Scott J WaldronJGrace Photography, and Joel Jones

Happy 60th Anniversary to Grandma and Grandpa Jones!


And these parents are celebrating their 35th anniversary this month!


Don’t we look so relaxed?

2 thoughts on “How We’ve Had a Debt-Free Vacation ”

    1. You are so kind! We thoroughly enjoyed our family time and the beauty of Ohio (thought of you a few times while there). 🙂

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